Check out the brief video to see what you will see in your electronic signature request
Are electronic signatures safe?
Even the United States Government is accepting electronic signatures for documents in real estate transactions. Using a reputable provider ensures a safer transaction. I use Docusign® which is also the choice of the National Association of REALTORS®.
Do all transaction types accept electronic signatures?
At this time there are still some hold-outs that insist on “wet” signatures. Most REO (bank-owned) sellers require wet signatures to complete the transaction. However, using e-signatures to make the offer gets the offer in more quickly.
Do I have to print my copy?
Absolutely not! You can save your copy in a PDF format on your computer. If you are one of my clients, you will also request a CD at the conclusion of your transaction that will provide an archive of every document and related report.
Should I make an account to store my document online?
Only if you want to. It’s probably easiest for most people to save a copy in PDF or wait for the Transaction CD.
I hear from lots of prospective buyers that want to get a list of Tehachapi foreclosed properties so they can look for the “best deal.” The truth is a foreclosed property may not be the best deal whether you are the occupant of the foreclosed home, or the prospective purchaser.
As the occupant, if you are just waiting for the foreclosure to go through, you’re not really doing yourself, or your neighbors, any service at all. I understand that the entire situation is distressing and stressful. You probably already went through one or more attempts at a loan modification. I’m sure you’ve had plenty of offers of “help” that didn’t seem very helpful. Regardless of what your history has been, it’s pretty much never a good idea to stand by and let the lender foreclose.
As the seller, you can salvage the shreds of your credit rating by taking action. In addition to stopping the free-fall on your credit rating, you’ll be able to hold your head up and move on with your life. How do you do that? Consider a short sale as an alternative to passively waiting for foreclosure.
Why is this good for your neighbors? A foreclosed home typically sits vacant for extended periods of time while the lender is readying it for sale. During that time, squatters may move in, but whether they do or not, the property continues to deteriorate while it sits there waiting. This means that the value is going down while it sits too. This spiral is contributing to the issues we face today with market values dropping because when these distressed properties finally do sell, they are the comps (comparable properties) that are being used to help value the properties for which buyers are getting loans.
Foreclosed properties typically will sell for a little bit less than non-foreclosures, but those savings come at a cost. The costs can include both time and money. A foreclosed property will, most often, need some work done in order to bring it up to the standard of a non-foreclosed property. That means that it may not be the best deal when it comes to buying.
It also takes a special kind of person to look past the problems and see the beauty that can be revealed with some sweat equity.
It takes an even more special seller to take action and try to sell the house before the lender forecloses. If you are that kind of seller, I’d be happy to talk to you about options. Why not call today?
Saving money is always a good idea. Today, I want to share a tip with you to save money on starting fires in your fireplace or wood-stove. Take a look at the short video to find out how.
One of my New Year’s resolutions was to watch out for expensive purchases that I don’t really need. I found that last year, some of the smaller items I buy on a regular basis really add up. Here it is wintertime, although it hasn’t felt too much like it so far this year. Even so, if you enjoy having a fire, you may have used one of those fire starter logs to start your fire. I just picked one up today and it cost almost $3. So, in the spirit of cutting out unnecessary expenses, here’s a neat way I heard about to cut back on the cost of fire starter bricks and those fire starter logs. You’re going to love this since not only are you saving money, but you’re recycling stuff you are probably throwing away.
All you have to do is save your empty toilet paper rolls and your dryer lint. Yes, your dryer lint. Sounds kind of crazy but it really works well! Then, take the lint and roll it into a little tube shape and then stuff it inside the cardboard from the toilet paper roll. This lint is super flammable and lights up instantly and the cardboard from the roll holds the flame long enough to get your kindling and wood started. Imagine how much you’re going to save. I mean, those fire starter logs are about $3 each, so you do the math. The savings will add up quickly.
If you’re looking to get into a new home, maybe one with a fireplace so you can try this tip, you’ll want to find out what your options are for saving some money. That’s where my team and I can help. We love to help people get into the home of their dreams and love to help you save money in the process. Just give us a call to discuss your options and we’ll be more than happy to help you!
Make sure you try out this week’s tip. I know you’ll like it. Don’t forget to forward this along to anyone you think might be interested in saving money — whether it’s in the fireplace , or buying their new home or selling their existing house.
Whether you prefer a single family home in a neighborhood type atmosphere, or one with more acreage, Stallion Springs has many homes available to purchase. If you are looking for a condo, those are available as well, both in single story and townhouse styles. Whatever kind of real estate you’re interested in, there’s sure to be something here for you.
This video gives you an idea of the what it’s like to live in Stallion Springs.
One of Stallion Springs many treasures is the Community Library. Staffed by volunteers, it offers books, games, and story time for the young ones as well. The Library is located in the former CSD (Community Services District) building and shares its space with the POA (Property Owners Association). Explore the CSD website to find out more about organizations like the Trails Committee and CERT.
The CSD provides services such as water and wastewater (for those areas do not have septic). It maintains the roads, provides trash disposal and more. Stallion Springs also has full time police and fire departments.
Got kids? Stallion Springs has several developed parks where there are playgrounds, hiking trails, basketball courts, horseshoe pits, and more. You’re probably interested in the Tehachapi Area schools as well. Several elementary schools are located throughout the Tehachapi area, middle school students go to Jacobsen and then to Tehachapi High School.
The map below highlights the location of some of the features in Stallion Springs.