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Our mailing Address is 1121 W Valley Blvd, Ste I-319, Tehachapi CA 93561. Make sure you note the address at which we will meet you for your appointment.
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Mailing Address is 1121 W Valley Blvd, Ste I-319, Tehachapi CA 93561. Make sure you note the address at which we will meet you for your appointment.
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Tehachapi Home Buyers Tip of the Week

What you should know about buying a home in Stallion Springs, Tehachapi, or anywhere in Kern County:

One of the most important aspects of home buying is financing your new home.  Most folks tend to treat financing as an afterthought.  Here are some tips that will help you be prepared:
  • Many lenders currently require down payments of 20 percent or more. One benefit of larger down payments is that you owe less money and usually receives better terms on your mortgage loan. If your down payment is less than 20 percent, most lenders require you to purchase private mortgage insurance, depending on the nature of the loan.
  • You can determine the down payment required by the lender as part of the pre-approval process. The pre-approval process is typically a free service where a lender evaluates your financial situation and determines the terms of the loan it is willing to offer. Most housing experts recommend that you get pre-approved prior to searching for a home.
  • Make sure you understand the difference between getting pre-approved and pre-qualified.  Often a pre-qualification does not provide any assurance that your loan really is feasible.

If you need help finding a reliable lender for your pre-approval before you start looking for your new home in Kern County, please contact me.  I can provide contact information for local lenders that will be happy to speak with you.

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